VISA Credit Card Development Project for Bigbank

VISA Credit Card Development Project for Bigbank7

Bigbank is an Estonian-owned commercial bank that has evolved from a specialized consumer credit institution into a full-service digital bank.

Financial Highlights (Year-End 2025)

Total Assets: €3.3 billion, representing a strong growth of 19% year-on-year.

Net Profit: €37.9 million (up 17.5% compared to 2024).

Loan Portfolio: €2.7 billion (+23% growth). The growth is increasingly driven by home loans and corporate lending, moving away from their historical focus solely on consumer credit.

Problem:

• Bigbank sought to develop and launch a multi-featured VISA credit card platform including financial integrations, real-time functionalities.

Solution:

• SRINI carried out software development, API integrations, and feature implementation, integrating AI models could assist in credit scoring, real-time fraud prevention, customer risk profiling.